| Of course, having millions of dollars in royalties coming in every year helps, and playing football stadiums filled with people can put a little extra change in your pocket. But even without a worldwide tour, we can all take some lessons from the Stones about our later years. Lesson No. 1: Watch Your Costs The Stones were never the "trash your hotel room" type. That costs money. And Mick Jagger is notorious for keeping an eye on the band's costs. He was partially schooled at the London School of Economics before dropping out to pursue music full-time. (His parents must've been thrilled.) He's also been known to personally negotiate with concert promoters. As we get older, many things - not just concert tickets - start to cost more. Healthcare is a particular drag on seniors' net worth. It is estimated that the average 65-year-old couple will spend $315,000 on healthcare in their lifetime. If you don't have a budget, consider making one. I'm never the guy to say don't enjoy your half-caff, double-whip latte, but there may be places where spending is redundant. Do you have more than one TV streaming service? If so, consider whittling it down. If there is something you want to watch on another service, finish watching your show on the first service, cancel it, and switch to the other service. Cable TV is also expensive. There are plenty of cheaper plans from YouTube TV, Hulu, and others. And who doesn't want to stick it to the cable company? Lesson No. 2: Do What You Love A couple of years ago, there was a meme going around showing a vibrant 80-year-old Mick Jagger and a frozen 81-year-old Mitch McConnell. The caption went something like this: Mick Jagger turned 80 recently. Mitch McConnell is 81. Don't believe the lies about how healthy living is going to keep you young and vibrant. The secret, apparently, is drugs, sex, rock 'n' roll, and staying up all night. I'm not going to tell you not to eat more fiber and get your rest. And let's be clear... Mick hasn't smoked in decades, clearly watches what he eats, and exercises - a lot. But writing and playing music is a collaborative process that keeps his mind engaged, forces him to be creative, brings a lot of joy, and provides a sense of purpose. Whatever activities you enjoy, keep at them, strive to get better, and do them with other people. Investing can be one of those activities if you like spending time on it. It forces you to digest new information. Plus, there are communities, like The Oxford Club, that you can join to interact and share ideas with like-minded people. | 
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