Saturday, April 5, 2025

“I Made the Biggest Mistake of My Life” - Here’s How To Avoid Doing It Yourself

Dear Friend,

I have a confession to make.

After 52 years as an estate planning expert, I made a devastating mistake.

A few months ago, during a routine dermatology checkup, I received alarming news. 

A growth on my arm was deemed suspicious by my doctors.

When I applied for additional life insurance coverage, I was hit with a word that cut to my core...

“Uninsurable.”

Despite decades helping thousands of clients maximize and protect their wealth, I realized I should have done more with strategic life insurance for my own family.

Now it’s too late for me.

But it’s not too late for you.

The hard truth is that too many Americans are dangerously unprepared for what’s coming:

In 2026, the government will slash estate tax protections in half, from $13.99 million to just $6 million.

In addition, 91% of married couples over 65 face devastating long-term health care costs.  (The average nursing home now costs $116,800 annually.)

Yet here’s what you may not know…

Some savvy investors are using specialized life insurance strategies to generate up to $2.4 million in tax-free retirement income, cut medical costs, and double the size of estates left to heirs.

These same strategies were used by Walt Disney, JC Penney, and Ray Kroc to build vast fortunes.

I urge you to check out my message on…

The life insurance strategies I wish I’d implemented before it was too late.
 

Best Regards, 

David Phillips
Founder, Generational Wealth Strategies
 
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