Monday, June 30, 2025

🚨 The Digital Dollar Race Just Got Real

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EDITOR'S NOTE

On Friday, Alexander Green shared the surprising truth behind America's surge in "Everyday Millionaires."

These self-made investors aren't chasing fads. They're building wealth the proven way: by living below their means, owning productive assets, and staying invested over time.

But there's more than one path to millionaire status...

Today, crypto analyst Robert Ross reveals a cutting-edge shift underway in digital finance - one that could create a whole new class of digital millionaires.

His insights into stablecoins - and the tech giants now racing to issue them - may surprise you.

Robert's been ahead of every major crypto move over the last decade... and right now, he's tracking what could become the infrastructure play of the next decade.

This isn't about speculation. It's about understanding how money is evolving - and how to position yourself ahead of the biggest financial transformation since the internet.

Click here to get Robert's top pick for free - before this trend goes fully mainstream.

- Nicole Labra, Senior Managing Editor

THE SHORTEST WAY TO A RICH LIFE

How Big Tech Is About to Become Your Bank

Robert Ross, Speculative Assets Specialist, Manward Press

Robert Ross

In June, JPMorgan quietly filed a trademark application for a new product called "JPMD" - a stablecoin.

It barely made a ripple in the news cycle.

But, in my view, this might be one of the most important signals yet that Wall Street, and the largest corporations in the world, are preparing for a stablecoin-driven financial future.

And they're moving fast.

Now if you're not familiar with the term stablecoin, let me back up.

A stablecoin is a type of cryptocurrency designed to track the value of a stable asset, most often the U.S. dollar.

Think of it like digital cash: you send it instantly over the internet, like email, but it always holds a value of $1.

With most trusted stablecoins, each token is backed one-for-one by dollars or short-term U.S. Treasury securities.

You get the speed and flexibility of crypto with the price stability of cash.

Stablecoins began as tools for traders in crypto markets. But now, they're on the verge of transforming the entire financial system.

And some of Wall Street and Big Tech's biggest players want in.

Big Banks Smell Money

The JPMorgan foray into the space comes on the heels of major regulatory momentum.

The GENIUS Act and STABLE Act are both advancing in Congress, and both would give legal clarity for stablecoin issuers in the U.S.

CNBC headline: The Senate just advanced a bill to regulate stablecoins - what the GENIUS Act could mean for crypto and other investors.
 

With that clarity in sight, JPMorgan is making its move.

This isn't JPMorgan's first rodeo in blockchain either. It already runs a permissioned blockchain called Onyx, has processed over $1 billion in digital deposits internally, and has major clients using tokenized money for settlement.

But JPMD isn't just internal plumbing; it's a retail-facing stablecoin.

A direct competitor to USDC, PayPal USD, and any other digital dollar that hopes to power the next generation of payments and remittances.

And JPMorgan isn't alone.

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Amazon and Walmart Are Building Their Own Rails

According to recent reports, Amazon (AMZN) and Walmart (WMT) are also considering issuing their own stablecoins - designed to bypass legacy payment systems like Visa and Mastercard.

This is a huge deal.

Axios headline: Why retailers like Amazon and Walmart are looking into stablecoins
 

Right now, merchants pay 2.5-3% every time a transaction runs through traditional payment rails. Stablecoins, on the other hand, cost less than 0.1% to send across most public blockchains.

By launching their own stablecoins, Amazon and Walmart could:

  • Cut payment fees
  • Speed up settlements
  • Control customer data
  • Create closed-loop loyalty ecosystems

And most importantly... they become the bank.

That's the real play here: control the rails, and you control the money. It's the same strategy Apple and Google are exploring with their own stablecoin wallet integrations. Whoever owns the wallet owns the customer - and that's where value accrues.

Why This Matters for Investors

This shift from speculative crypto trading to real-world stablecoin adoption is a massive inflection point.

And just like the early days of the internet, the real winners won't be the flashy front-end apps. They'll be the boring infrastructure companies behind the scenes.

That's why Circle (CRCL) - the issuer of USDC - is one of my highest conviction ideas right now.

Chart: Circle (CRCL)
 

Unlike offshore competitors like Tether, Circle is a U.S.-based company, fully audited, and partners with prominent names such as BlackRock (BLK), Visa (V), and BNY Mellon (BK).

They make money every time someone mints USDC. And they earn interest on the reserves backing those tokens - most of which sit in short-term Treasuries. In other words, Circle is a modern-day PayPal for crypto, except with far more scalability and a much bigger addressable market.

With over $32 billion in USDC in circulation and short-term rates still elevated, the company is generating serious revenue - even as the rest of the crypto space continues to burn cash.

The Endgame Is Obvious

Wall Street wants to issue stablecoins.

Big Tech wants to issue stablecoins.

Retail giants want to issue stablecoins.

And the government is finally getting serious about regulating them.

This isn't just a niche crypto trend anymore. It's a new digital financial system being built from the ground up. And now that Circle is public, you can own a piece of it.

JPMorgan's move just confirmed what I've been saying for months: Stablecoins are the future of money movement.

And the digital dollar race is no longer theoretical - it's happening in real time.

But while everyone focuses on Circle and the big banks, I'm watching something else entirely. The companies that will enable ALL of these stablecoins to work together. The protocols that will power the next generation of digital finance.

These aren't household names... yet. But they're about to become the most important companies in crypto.

I'm sharing my full list with readers who want to position ahead of the institutional wave.

Details here.

Stay safe out there,

Robert

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