Amazon and Walmart Are Building Their Own Rails According to recent reports, Amazon (AMZN) and Walmart (WMT) are also considering issuing their own stablecoins - designed to bypass legacy payment systems like Visa and Mastercard. This is a huge deal. Right now, merchants pay 2.5-3% every time a transaction runs through traditional payment rails. Stablecoins, on the other hand, cost less than 0.1% to send across most public blockchains. By launching their own stablecoins, Amazon and Walmart could: - Cut payment fees
- Speed up settlements
- Control customer data
- Create closed-loop loyalty ecosystems
And most importantly... they become the bank. That's the real play here: control the rails, and you control the money. It's the same strategy Apple and Google are exploring with their own stablecoin wallet integrations. Whoever owns the wallet owns the customer - and that's where value accrues. Why This Matters for Investors This shift from speculative crypto trading to real-world stablecoin adoption is a massive inflection point. And just like the early days of the internet, the real winners won't be the flashy front-end apps. They'll be the boring infrastructure companies behind the scenes. That's why Circle (CRCL) - the issuer of USDC - is one of my highest conviction ideas right now. Unlike offshore competitors like Tether, Circle is a U.S.-based company, fully audited, and partners with prominent names such as BlackRock (BLK), Visa (V), and BNY Mellon (BK). They make money every time someone mints USDC. And they earn interest on the reserves backing those tokens - most of which sit in short-term Treasuries. In other words, Circle is a modern-day PayPal for crypto, except with far more scalability and a much bigger addressable market. With over $32 billion in USDC in circulation and short-term rates still elevated, the company is generating serious revenue - even as the rest of the crypto space continues to burn cash. The Endgame Is Obvious Wall Street wants to issue stablecoins. Big Tech wants to issue stablecoins. Retail giants want to issue stablecoins. And the government is finally getting serious about regulating them. This isn't just a niche crypto trend anymore. It's a new digital financial system being built from the ground up. And now that Circle is public, you can own a piece of it. JPMorgan's move just confirmed what I've been saying for months: Stablecoins are the future of money movement. And the digital dollar race is no longer theoretical - it's happening in real time. But while everyone focuses on Circle and the big banks, I'm watching something else entirely. The companies that will enable ALL of these stablecoins to work together. The protocols that will power the next generation of digital finance. These aren't household names... yet. But they're about to become the most important companies in crypto. I'm sharing my full list with readers who want to position ahead of the institutional wave. Details here. Stay safe out there, Robert |
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